House Smart Property Group

House survey guides and advice for buyers

Plain-English answers to the questions our surveyors are asked most. Read a guide, or take our short quiz to find the survey that fits your property.

Showing 11 guides

Buying a home in 2026: why a survey matters more in a shifting market

Buying advice·8 min read

Buying a home in 2026: why a survey matters more in a shifting market

Modest price growth, uneven regional performance, and mortgage rates higher than expected: in 2026's market, a professional survey is how you protect the biggest purchase of your life.

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What is a RICS Level 2 Survey? A homebuyer's guide for 2026

Survey types·7 min read

What is a RICS Level 2 Survey? A homebuyer's guide for 2026

A RICS Level 2 Survey (HomeBuyer Report) is a professional inspection of a property's condition — what it covers, who it suits, and why it matters more in 2026's market.

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Mortgage valuation vs survey: they are not the same thing

Survey types·8 min read

Mortgage valuation vs survey: they are not the same thing

The mortgage valuation your lender arranges is not a survey, doesn't inspect the property for your benefit, and won't catch the things that actually cost you money.

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RICS Level 2 vs Level 3: which survey does your property need in 2026?

Survey types·7 min read

RICS Level 2 vs Level 3: which survey does your property need in 2026?

A Level 2 HomeBuyer Report suits conventional homes in reasonable condition; a Level 3 Building Survey is built for older, altered or unusual properties. How to choose in 2026.

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Selling your house? Here's why a pre-sale survey could save your sale

Selling advice·7 min read

Selling your house? Here's why a pre-sale survey could save your sale

With buyers more cautious and mortgage rates still elevated, sales are more likely to stall over survey findings. A pre-sale survey lets you find and fix issues before a buyer's surveyor does.

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How to read your RICS survey report (without wading through 40 pages)

Reading your report·11 min read

How to read your RICS survey report (without wading through 40 pages)

Your report has landed and it's longer than you expected. Here's the order to read it in, what the traffic-light ratings mean, and what actually needs action.

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The first-time buyer’s survey guide (2026 edition)

Buying advice·14 min read

The first-time buyer’s survey guide (2026 edition)

A step-by-step walkthrough for first-time buyers: what to book, when to book it, how to read the report, and how to renegotiate on defects.

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How to negotiate after a survey, without losing the house

Buying advice·9 min read

How to negotiate after a survey, without losing the house

A survey with red findings isn't the end of a purchase — it's the start of a negotiation. Here's how to run it so you keep the house and the price is fair.

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Level 2 vs Level 3 Survey: which do you actually need?

Survey types·14 min read

Level 2 vs Level 3 Survey: which do you actually need?

A side-by-side comparison of the RICS Level 2 HomeBuyer Report and the RICS Level 3 Building Survey — cost, depth, timing, and when each is the right call.

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Which survey do I need? A decision guide by property age, type and condition

Survey types·10 min read

Which survey do I need? A decision guide by property age, type and condition

A practical decision guide to choosing between a RICS Home Survey Level 2, a Level 3 Building Survey or a valuation — by construction, type and condition.

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Buying a period property: what a Victorian or Edwardian house needs that a modern one doesn’t

Period homes·13 min read

Buying a period property: what a Victorian or Edwardian house needs that a modern one doesn’t

Period properties are built differently, age differently, and need different repairs than modern housing. What to check for, and what to expect from the survey.

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Not sure which survey you need?

Answer six short questions about the property and we'll recommend the right level of survey, with the reasoning behind it. Takes about a minute.

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Ready to book your survey?

Fixed fees, no obligation, and your report back within 3 to 7 working days depending on report type. Start with your postcode or talk to a surveyor first.